A major problem for motorists injured in accidents on Florida’s roadways, and particularly in South Florida, is the issue of insurance and, specifically, what insurance the other driver who caused the accident does or does not have. Florida has the highest rate of uninsured drivers or underinsured motorists on its roads of any state in…
Many people may wonder why on Earth they would ever need to make a claim against their own insurance policy if they are involved in a motor vehicle accident in which they are injured or suffer property damage as a result of someone else’s negligence. After all, Florida law requires everyone to carry motor vehicle…
Florida routinely ranks as the state with the most uninsured drivers in the country according to virtually any survey conducted by either a government agency or private research organization. If you have been involved in a Florida motor vehicle accident and the other motorist is uninsured or underinsured (that is, he or she does not…
Florida has long been the state with the largest proportion of uninsured drivers on its roadways of any state in the country. Florida state law enforcement officials and legislators have tried numerous ways of reducing the number of uninsured drivers on the state’s roads over the years but have had little to no success. Instead,…
Uninsured/underinsured motorist (UM) insurance is an often-misunderstood but particularly important type of insurance that is essential to carry in Florida as a part of your automobile liability insurance policy. While UM coverage can be added to your automobile liability insurance policy, it is not mandatory under Florida law. UM insurance is therefore purely voluntary coverage…
Imagine you are rear-ended by a driver in Florida. As required by Florida law, you immediately pull to the side of the road in order to exchange insurance and contact information with the other driver. Before you have a chance to even react, the other driver takes one look at your crumpled rear bumper and…
A rash of hit and run drivers continues to plague Florida despite laws aimed at preventing drivers from leaving the scene of an accident according to a recent article from the Gainesville Sun newspaper. A recent examination of statistics from the Florida Highway Patrol shows that nearly one in four drivers who are involved in…
A recent accident involving an unlicensed, uninsured motorist driving an unregistered vehicle in Charlotte County on Florida’s West Coast killed three motorists. According to a Florida Highway Patrol (FHP) report regarding the accident, the unlicensed driver was driving his truck, with a trailer in tow, when he struck the side of a Chevy Colorado truck…
