Uninsured/Underinsured Motorist Insurance Coverage  and Why It Is Essential for You to Carry in Florida
201806.06
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Uninsured/Underinsured Motorist Insurance Coverage and Why It Is Essential for You to Carry in Florida

Uninsured/underinsured motorist (UM) insurance is an often-misunderstood but particularly important type of insurance that is essential to carry in Florida as a part of your automobile liability insurance policy.  While UM coverage can be added to your automobile liability insurance policy, it is not mandatory under Florida law.  UM insurance is therefore purely voluntary coverage…

What If Am I Rear-Ended by a Driver Who Flees the Scene of the Accident in Florida?
201805.31
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What If Am I Rear-Ended by a Driver Who Flees the Scene of the Accident in Florida?

Imagine you are rear-ended by a driver in Florida.  As required by Florida law, you immediately pull to the side of the road in order to exchange insurance and contact information with the other driver.  Before you have a chance to even react, the other driver takes one look at your crumpled rear bumper and…

Unlicensed and Uninsured Driver Operating Unregistered Vehicle  Kills Three in Charlotte County, Florida
201801.15
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Unlicensed and Uninsured Driver Operating Unregistered Vehicle Kills Three in Charlotte County, Florida

A recent accident involving an unlicensed, uninsured motorist driving an unregistered vehicle in Charlotte County on Florida’s West Coast killed three motorists. According to a Florida Highway Patrol (FHP) report regarding the accident, the unlicensed driver was driving his truck, with a trailer in tow, when he struck the side of a Chevy Colorado truck…