If you have been injured by someone else’s negligence, you may think the person who hit you in an accident or was at primary fault for the situation in which you were injured will always be the primary target if you end up having to file a lawsuit to seek recovery for your injuries and…
You are driving home during rush hour on I-95 in South Florida when the car behind you, in an attempt to get around you and to wherever he is going in a huge hurry, gets too close to your car as he changes lanes. In the process of accelerating to pass you and get into the…
Florida PIP repeal may finally take place soon. During its most recent legislative session, and after years of attempts to overhaul the state’s much-maligned mandatory personal injury protection (PIP) insurance scheme for motor vehicle liability insurance, both chambers of the Florida Legislature finally made the first serious attempts to do so during its recently concluded…
Florida’s 2019 legislative session officially starts on March 3rd, and legislative committees are already meeting to discuss what the 2019 Legislature’s priorities will be. One of the items expected to be high on the agenda, for the third year in a row, is automobile liability insurance reform. According to a report from the Daytona Beach…
This is a very common question that we receive from many clients and potential clients who do not understand how the motor vehicle liability insurance scheme in Florida works. This is not surprising, as the system is quite complicated. One of the most misunderstood aspects of personal injury law in Florida is the limited no-fault…
Uninsured/underinsured motorist (UM) insurance is an often-misunderstood but particularly important type of insurance that is essential to carry in Florida as a part of your automobile liability insurance policy. While UM coverage can be added to your automobile liability insurance policy, it is not mandatory under Florida law. UM insurance is therefore purely voluntary coverage…
Florida’s Legislature is currently considering the first major changes to the state’s motor vehicle insurance scheme in more than 40 years. These changes could have a significant impact upon personal injury cases related to motor vehicle accidents. The changes follow in the wake of reform efforts made in 2012 by Florida Governor Rick Scott and…
Automobile liability insurance rates in Florida continue to climb, having risen more than 25 percent since the beginning of 2015. Florida drivers pay some of the highest automobile liability insurance rates in the United States, ranking among the five most expensive states to insure an automobile. This affects all drivers because every Florida motorist is…
An automobile collision is a shocking and dramatic event and, understandably, most people have no idea what to do after they are in involved in a car accident. However, the following simple steps are absolutely imperative for you to take if you have been involved in a car accident. First and foremost you must stop…
Required Automobile Insurance under Florida Law Florida law requires that motorists in the state carry two types of coverage as a part of every car insurance policy sold in the State of Florida: personal injury protection (PIP) and property damage liability (PDL). Each motorist licensed by the State of Florida is required to carry $10,000…
