Although most people do not realize this until they have the misfortune to be involved in a personal injury case, insurance companies ultimately pay the vast majority of personal injury claims. In an automobile collision, the liability insurer for the negligent driver that injured someone else will typically pay out any verdict or settlement, while…
An issue that many personal injury claimants are unaware of prior to a favorable conclusion of their personal injury claim through a settlement or a jury verdict are the effects that medical liens can have on the proceeds your personal injury settlement. In the fine print of most insurance policies is a clause that permits…
An issue our clients often ask us is who pays their medical expenses in the event they are involved in a motor vehicle accident in Florida. You may recall from an earlier posting that under Florida law, drivers are required to carry a minimum of $10,000 in personal injury protection (or PIP) insurance. This amount…
Florida is a “No-Fault” insurance state as it relates to automobile liability insurance. This is an often misunderstood topic. Drivers who may have caused an automobile accident in Florida and had a claim brought against them sometimes wonder how those claims were allowed if Florida is a “No-Fault” state. Those drivers incorrectly believe that because…
Required Automobile Insurance under Florida Law Florida law requires that motorists in the state carry two types of coverage as a part of every car insurance policy sold in the State of Florida: personal injury protection (PIP) and property damage liability (PDL). Each motorist licensed by the State of Florida is required to carry $10,000…
Why Florida Drivers Always Should Include Uninsured and Underinsured Motorist Coverage In Their Automobile Insurance Policies Like all states except New Hampshire, Florida requires every motorist on its roads carry a certain minimum ($10,000) amount of personal injury protection (PIP) and property damage protection ($10,000) in their automobile insurance policies. However, Florida does not require…
