Blog Category - Insurance Page 2

Oct

When and How Your PIP and UM Insurance Covers Your Own Losses

Florida’s laws regarding motor vehicle liability insurance are confusing at best, even to those who work with issues related to motor vehicle accidents and the insurance coverages that may be available to those injured as a result of another’s negligence on a daily basis. Many cl...

Oct

Florida PIP Insurance: Will the Legislature Finally Act?

Florida’s 2019 legislative session officially starts on March 3rd, and legislative committees are already meeting to discuss what the 2019 Legislature’s priorities will be. One of the items expected to be high on the agenda, for the third year in a row, is automobile liability in...

Oct

Is Florida a No-Fault Insurance State?

This is a very common question that we receive from many clients and potential clients who do not understand how the motor vehicle liability insurance scheme in Florida works. This is not surprising, as the system is quite complicated. One of the most misunderstood aspects of per...

Oct

Hit and Run Drivers Highlight the Need for Uninsured Motorist Coverage

A rash of hit and run drivers continues to plague Florida despite laws aimed at preventing drivers from leaving the scene of an accident according to a recent article from the Gainesville Sun newspaper. A recent examination of statistics from the Florida Highway Patrol shows that...

Oct

Legislation Changing Florida’s No Fault Automobile Liability Insurance Scheme Passes

Committees in both houses of Florida’s Legislature have passed legislation that would make major changes to Florida’s current no-fault automobile liability insurance law. Although the legislation has not been passed by the full Florida House or Senate or signed into law by Florid...

Oct

Understanding Tennessee’s At-Fault Automobile Liability Insurance Laws

Unlike Florida and some other states, which currently operate a “no fault” system with respect to automobile liability insurance, Tennessee does not do so. Under a no-fault system, the driver’s own insurance covers any injuries which he or she may have suffered up to a specified...

Oct

Florida’s Legislature Considers the Most Dramatic Changes to the State’s Automobile Liability Insurance Laws in More Than 40 Years

Florida’s Legislature is currently considering the first major changes to the state’s motor vehicle insurance scheme in more than 40 years. These changes could have a significant impact upon personal injury cases related to motor vehicle accidents. The changes follow in the wake...

Oct

Florida Drivers Continue to Experience Hikes in Auto Insurance Rates

Automobile liability insurance rates in Florida continue to climb, having risen more than 25 percent since the beginning of 2015. Florida drivers pay some of the highest automobile liability insurance rates in the United States, ranking among the five most expensive states to ins...

Oct

Bad Faith Claims Against Insurance Companies: What They Are and How to Deal with Them

Although most people do not realize this until they have the misfortune to be involved in a personal injury case, insurance companies ultimately pay the vast majority of personal injury claims. In an automobile collision, the liability insurer for the negligent driver that injure...

Oct

Medical Expenses from an Accident: How They Can Reduce Your Personal Injury Recovery and What Your Attorney Can Do About It

An issue that many personal injury claimants are unaware of prior to a favorable conclusion of their personal injury claim through a settlement or a jury verdict are the effects that medical liens can have on the proceeds your personal injury settlement. In the fine print of most...

Oct

Who pays your medical expenses if you are in a car accident in Florida?

An issue our clients often ask us is who pays their medical expenses in the event they are involved in a motor vehicle accident in Florida. You may recall from an earlier posting that under Florida law, drivers are required to carry a minimum of $10,000 in personal injury protect...

Oct

What Does Florida’s No Fault Auto Insurance Really Mean?

Florida is a “No-Fault” insurance state as it relates to automobile liability insurance. This is an often misunderstood topic. Drivers who may have caused an automobile accident in Florida and had a claim brought against them sometimes wonder how those claims were allowed if Flor...

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