Blog Category - Insurance

Oct

What If an Uninsured Motorist Hits Me?

You are driving on I-95 when you are rear-ended by another driver who is required under Florida law anytime a motor vehicle accident results in either property damage or personal injuries or death to pull his car to the side of the road. You also pull your car safely to the side...

Oct

A Defendant’s Insurance Matters in Personal Injury Cases

If you have been injured by someone else’s negligence, you may think the person who hit you in an accident or was at primary fault for the situation in which you were injured will always be the primary target if you end up having to file a lawsuit to seek recovery for your injuri...

Oct

Coming Changes to Florida’s Comparative Fault Statute

Among other changes to the state’s civil justice system that the Florida Legislature has made recently in what is being billed as “long-overdue” tort reform in Florida, one legislative action was to change the method of apportioning fault in civil lawsuits in Florida. Florida cur...

Oct

Can I Be Held Responsible for all the Attorney’s Fees in a Lawsuit?

Insurance companies are always looking for ways to reduce how much they pay to injured people who suffered those injuries through no fault of their own. Lately our experienced personal injury attorneys at Schwed, Adams & McGinley have seen the increased use of a procedural me...

Oct

Can All Motorists Recover for Injuries and Damages in a Multi-car Accident?

You are driving home during rush hour on I-95 in South Florida when the car behind you, in an attempt to get around you and to wherever he is going in a huge hurry, gets too close to your car as he changes lanes. In the process of accelerating to pass you and get into the next lan...

Oct

What If I Am Injured at a Vacation Rental?

Who Is Responsible for My Injuries and How Do I Recover for Those Injuries? It has been a long year and a half since Covid-19 shut the country and most of the world down. With vaccination rates up, more people are starting to venture back to the office, kids are back in school, a...

Oct

Why Would You Sue Your Own Insurance Company if an Accident Was Caused by Another’s Drive Negligence?

Is it ever possible you would need to file a claim with or even sue your own insurance company if you are involved in an accident where someone else is at fault? Of course not, right? Most people do not understand when or why you would ever have to file a claim with, or even poss...

Oct

Why Is the Insurance Available so Important in My Personal Injury Case?

The insurance available is a key factor in many, if not all, personal injury claims and lawsuits. Often, particularly in a state like Florida where many motorists or other parties do not have insurance or have minimal insurance, if you are involved in a motor vehicle accident or...

Oct

What if an Uninsured Driver Caused My Accident but the Car Owner is Insured?

A major problem for motorists injured in accidents on Florida’s roadways, and particularly in South Florida, is the issue of insurance and, specifically, what insurance the other driver who caused the accident does or does not have. Florida has the highest rate of uninsured drive...

Oct

Governor Vetoes PIP Reform Legislation

In somewhat of a surprise move, Florida Governor Ron DeSantis recently vetoed legislation that had passed the Florida Legislature that would have reformed the state’s personal injury protection (PIP) system. The legislation would have replaced the entire PIP insurance scheme with...

Oct

Florida Legislature Looks Set to Repeal PIP After Years of Talk About Reform

Florida PIP repeal may finally take place soon. During its most recent legislative session, and after years of attempts to overhaul the state’s much-maligned mandatory personal injury protection (PIP) insurance scheme for motor vehicle liability insurance, both chambers of the Fl...

Oct

What is a Structured Settlement?

If you have been injured due to someone else’s negligence in Florida, chances are you have either filed a claim with the responsible party’s insurance carrier or, if the responsible party’s insurer refused to take your claim seriously, or a personal injury lawsuit against the dri...

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